It's been a really long time since I last blogged and checking my statistics showed that hardly anybody come to read anymore.
I was enrolled in NTU EEE and my grades were bad due to insurance and school. So the past year was basically getting my grades back up. I never liked engineering but I guess insurance isn't the way to go either. Maybe I was referring to actuarial type of insurance instead of sales.
Well, either way, I dropped out of the insurance sector within a span of a month. Many said that if you could endure the initial stages and go through, you would be good. I am the 95% that drop out from the sector. There are many lessons learnt from this short stint.
It was tough and definitely not a walk in the park. The initial stages were too much for me to handle. It was purely generating leads and if you put it another way, I was bothering people and irritating them on the streets. I wanted to help people but I couldn't because I am a salesman.
Because of the pure commission scheme my manager put me on, I wasn't paid. I was eating into own my allowance when I ate my three meals outside. I am tired from this job. I work 6-7 days a week and probably wake up at 630 in the morning and work till about 10 at night. I didn't exercise at all and I was getting fat and unhealthy eating bread or fast food. We would gather leads or "bother" people outside MRT stations and try to find out their financial position and hopefully find a rich person that doesn't have insurance.
Throughout the one month, I closed none. Some of the cons are instability which makes my girlfriend afraid and worried. I think at the end of the day, she prefers a guy that has a stable income even though it is an average salary.
Lastly, I was much happier. I got back into school, starting to focus and did quite alright to pull my CGPA up. I got to exercise again and did many of my hobbies. Most importantly, I realized I don't need so much money, I just need enough for my family, just a salary that is comfortable for my lifestyle. I learnt a lot from taking all the qualification and licensing exams to be an insurance agent and I believe it goes towards my personal development next time.
Although I haven't graduate and do not know the job market right now. Looking at the government sector would be my next step after NTU. I may not be in the insurance sector anymore but I am definitely going to blog more about finance, especially personal finance.
This is not financial advice. Please consult a professional advisor.
Asset Allocation VS Investment Period
1 hour ago